Legal Instruments | Prudential Regulation Authority Handbook & Rulebook

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Housing

Legal Instruments that change this Part Housing

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Published: 08/07/2025

Effective: 11/07/2025

Application and Definitions

Policy Statement

PS11/25 - Amendments to PRA Rulebook and FCA Guidance on the de minimis threshold for the Loan to Income flow limit in mortgage lending

Published: 28/12/2020

Effective: 31/12/2020

Application and Definitions

Policy Statement

PS30/20 - The Bank of England’s amendments under the European Union (Withdrawal) Act 2018: Changes before the end of the transition period

Published: 27/02/2017

Effective: 27/02/2017

Policy Statement

PS5/17 - Amendments to the PRA's rules on loan to income ratios in mortgage lending

Published: 24/03/2016

Effective: 25/03/2016

Application and Definitions

Policy Statement

PS11/16 - Amendments to the PRA's rules on loan to income ratios in mortgage lending

Published: 01/10/2014

Effective: 01/10/2014

Policy Statement

PS9/14 - Implementing the financial Policy Committee's recommendation on loan to income ratios