7

Implementation

7.1

The guidance in this SS takes effect from 1 January 2017.

7.2

The PRA expects that societies will need to review and update their lending and policy statements to take account of this supervisory statement update. Supervisors will review the revised policies as part of their normal supervisory interaction with the society, and will request the relevant documentation as and when they next review either credit risk or liquidity and ALM risk as part of their normal visit cycle. There is no expectation that societies should send in updated policy statements before that time, unless specifically requested by their supervisor in conjunction with a limit extension or change of approach.