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Application provision

1.1 Unless otherwise stated, this Part applies to:

12.1

01/07/2016

The following table details the PRA General Insurance Business Reporting Categories:

Category NumberPRA general insurance business reporting categoryMap to classes of business in Schedule 1 of the RAO
001 Total business (category numbers 002 and 003 combined). N/A
002 Total Primary (Direct) and Facultative Business (category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350 and 400 combined). N/A
003 Total Treaty Reinsurance Accepted Business (category numbers 500, 600 and 700 combined). N/A
 Primary (Direct) and Facultative Personal Lines Business
110 Total primary (direct) and facultative accident & health (category numbers 111 to 114 combined).    
111 Medical expenses
Contracts of insurance (other than treaty reinsurance contracts) providing benefits in the nature of indemnity, with or without limit, against risks of loss to the persons insured attributable to their incurring the cost of medical treatment for sickness or infirmity or injuries sustained.
1, 2
112 HealthCare cash plan
Contracts of insurance (other than treaty reinsurance contracts) providing fixed pecuniary benefits against risks of the persons insured requiring health care for sickness, or infirmity or injuries sustained.
2
113 Travel
Contracts of insurance (other than treaty reinsurance contracts) against a combination of risks of loss to the persons insured attributable to their travelling, or to their making of travel arrangements, and which fall within classes 1, 2, 8, 9, 17 or 18 and do not fall within category number 160 (Household and domestic all risks).
1, 2, 8, 9, 17, 18
114 Personal accident or sickness
Contracts of insurance (other than treaty reinsurance contracts) which fall within classes 1 or 2 and which do not fall within category numbers 111 (Medical expenses), 112 (HealthCare cash plans), 113 (Travel), 114(p), 182 (Creditor).
1, 2
114(p) Personal accident as a result of insured travelling as a passenger
Contracts of insurance (other than treaty reinsurance contracts) against risks of death of, or injury to, passengers which the insurer elects to allocate to category numbers 112 to 123, 221 to 223, 331 to 333 or 341 to 347, notwithstanding that they would also fall within the definition of category number 114.
1
 
120 Total primary (direct) and facultative personal motor business (category numbers 121 to 123 combined).  3, 10
121 Private motor comprehensive
Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and against the risks of persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and:
3, 10
  (a) the primary purpose of each vehicle insured on the contract is to transport nine or fewer non-fare paying persons and each motor vehicle insured on the contract is individually rated;  
  (b) the primary purpose of each vehicle insured on the contract is to transport nine of fewer non-fare paying persons, the persons insured are not a body corporate or partnership, and the number of vehicles insured on the contract is three or less; or  
  (c) the primary purpose of each vehicle insured on the contract is to transport ten or more non-fare paying persons, the persons insured are not a body corporate or partnership and each motor vehicle insured on the contract is individually rated.  
  Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.  
122 Private motor non-comprehensive
Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land or against loss of or damage to motor vehicles used on land arising only from fire or theft, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and: 
3, 10
  (a) the primary purpose of each vehicle insured on the contract is to transport nine or fewer non-fare paying persons and each motor vehicle insured on the contract is individually rated;  
  (b) the primary purpose of each vehicle insured on the contract is to transport nine of fewer non-fare paying persons, the persons insured are not a body corporate or partnership, and the number of vehicles insured on the contract is three or less; or  
  (c) the primary purpose of each vehicle insured on the contract is to transport ten or more non-fare paying persons, the persons insured are not a body corporate or partnership and each motor vehicle insured on the contract is individually rated.  
  Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.  
123 Motor cycle
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to two-wheeled motor vehicles or motor cycles with a side car used on land and or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of such vehicles on land.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
3, 10
 
160 Primary (direct) and facultative household and domestic all risks
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to any of:
8, 9
  (a) structure of domestic properties;  
  (b) contents of domestic properties; or  
  (c) contents of domestic properties and personal items.  
  Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to structure of domestic properties and against risks to the persons insured incurring liabilities to third parties arising out of injuries sustained within the boundary of a domestic property.  
 
180 Total primary (direct) and facultative personal lines financial loss business
(category numbers 181 to 187 combined).
 
181 Assistance
Contracts of insurance (other than treaty reinsurance contracts) which:
18
  (a) fall within class 18 (such as contracts relating to vehicle assistance, household assistance and legal expense helpline); and  
  (b) do not fall within category number 113 (Travel).  
182 Creditor
Contracts of insurance (other than treaty reinsurance contracts) against the risk that the persons insured sustain injury, suffer sickness or infirmity, suffer loss of income due to causes that may or may not be specified in the contract, where the benefits payable under the contract relate to loans, credit card balances or other debts and the contract does not fall within category number 185 (Mortgage indemnity).
1, 2, 16
183 Extended warranty
Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to failure of a product, where the purpose of the contract is to put the persons insured in the position as if the manufacturer’s or vendor’s warranty on the product is extended for a period of time or is extended in the scope.
16
184 Legal expenses
Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to their incurring legal expenses including cost of litigation that do not fall within category number 120.
17
185 Mortgage indemnity
Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the failure of debtors of theirs to pay debts relating to the purchase of a property when due and the persons insured being unable to recover the full amount of any outstanding debt by selling the property concerned.
14
186 Pet insurance
Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to sickness of or accidents to domestic pets.
16
187 Other personal financial loss
Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to:
 
  (a) loss, breakdown or reduction in value of a personal item that attach to the purchase of that item, or  
  (b) to an event not taking place as intended  
  where the persons insured are not a body corporate or partnership and the contracts of insurance do not fall within category numbers 113, 160 or 181 to 186.  
 Primary (Direct) and Facultative Commercial Lines Business
220 Total primary (direct) and facultative commercial motor business
(category numbers 221 to 223 combined).
3, 10
221 Fleets
Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and / or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where the motor vehicle has more than two wheels and is not a motorcycle with side-car and:
3, 10
  (a) the primary purpose of the vehicle insured on the contract is to transport non-fare paying persons;  
  (b) the motor vehicles insured on the contract are not individually rated (that is, the premium charged is for the contract as a whole and either the firm does not disclose or record for internal management purposes a separate premium for each vehicle insured on the contract, or the premium for the contract is not necessarily the same as the sum of the premiums that would have been charged had the firm insured the vehicles under a private motor policy); and  
  (c) the contract does not fall within category numbers 121 (private motor comprehensive) or 122 (private motor non-comprehensive).  
  Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.  
222 Commercial vehicles (non-fleet)
Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, motor vehicles used on land and / or against the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of motor vehicles on land, where:
3, 10
  (a) the persons insured are a body corporate or partnership; and  
  (b) the primary purpose of the vehicles insured on the contract is to transport ten or more persons, to transport goods or for construction.  
  Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.  
223 Motor other
Contracts of insurance (other than treaty reinsurance contracts) which:
3, 10
  (a) fall within classes 3 or 10; and  
  (b) do not fall within category numbers  120, 221 or 222.  
  This category includes contracts of insurance relating to motor trade and taxis.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
 
 
260 Total primary (direct) and facultative commercial lines property business
(category numbers 261 to 263 combined).
N/A
261 Commercial property (including livestock and crops but excluding energy)
Contracts of insurance (other than treaty reinsurance contracts) against:
4, 8, 9
  (a) loss of or damage to commercial property; or  
  (b) loss of or damage to commercial property and risks that fall within the definition of category number 262 (consequential loss), where the premium for the contract is rated on a single package basis and no separately identifiable premium for either the property loss or the consequential loss is charged or recorded for internal management purposes.  
  This category does not include contracts of insurance that fall within category number 160 (Household), 263 (Contractors of engineering all risks), 274 (Mixed commercial package) or 343 (Energy).  
262 Consequential loss (i.e. business interruption)
Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured attributable to interruptions of the business carried on by them, or to the reduction of the scope of the business so carried out, which result from perils insured against or other events (whether or not specified in the contract).
This category does not include contracts of insurance that fall within category numbers 261 (Commercial property) or 242 (Energy).
16
263 Contractors or engineering all risks
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property or equipment, or against the risks of the persons insured incurring liabilities to third parties, which arise from, or are attributable to:
8, 9, 13
  (a) materials and works in progress during construction;  
  (b) extension or renovation work;  
  (c) temporary sites;  
  (d) breakdown or malfunction of or damage to plant and machinery;  
  (e) use of equipment hired or owned by the persons insured; or  
  (f) similar types of activities.  
  This category excludes contracts of insurance that fall within category number 274 (Mixed commercial package).  
 
270 Total primary (direct) and facultative commercial lines liability business
(category numbers 271 to 274 combined).
N/A
271 Employers liability (including the employers liability part of mixed liability packages but excluding mixed commercial packages)
Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to their employees for injury, illness or death arising out of their employment during the course of business.
This category excludes contracts of insurance that fall within category number 274 (Mixed commercial package).
13
272 Professional indemnity (including directors’ and officers’ liability and errors and omissions liability)
Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties arising from wrongful acts (such as breach of duty, breach of trust, negligence, error or omissions) by professionals, named individuals or businesses occurring in the course of the insured’s professional activities.
13
 273 Public and products liability
Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties for damage to property, injury, illness or death, arising in the course of the insured’s business, that do not fall within category numbers 120 (Personal motor), 160 (Household and domestic all risks), 271 (Employers liability), 272 (Professional indemnity) or 274 (Mixed commercial package).
13
274 Mixed Commercial package
Contracts of insurance (other than treaty reinsurance contracts) against more than one of:
 
  (a) loss or damage to property;  
  (b) risks to the persons insured incurring liabilities to third parties;  
  (c) risks of loss to the persons insured arising from the failure of debtors of theirs to pay their debts when due;  
  (d) risks of loss to the persons insured attributable to interruptions of business carried on by them;  
  (e) risks of loss to the persons insured attributable to their incurring unforeseen expenses; or  
  (f) any other risk of loss to a commercial operation,  
  where the risks and losses covered in the contract are rated on a single package basis and no separately identifiable premium is charged or recorded for internal management purposes for any one group of risks or losses specified in the contract.
This category excludes contracts of insurance that fall within category numbers 261 (Commercial property) or 343 (Energy).
 
 
280 Total primary (direct) and facultative commercial lines financial loss business
(category numbers 281 to 284 combined).
 
281 Fidelity and contract guarantee
Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the theft of misappropriations of money or goods by employees, or attributable to failure to complete a contract on time.
16
282 Credit
Contracts of insurance (other than treaty reinsurance contracts) against risks of loss to the persons insured arising from the insolvency of debtors of theirs or from the failure (otherwise than through insolvency) of debtors of theirs to pay their debts when due, and which do not fall within category number 185 (Mortgage indemnity).
14
283 Suretyship
Contracts of insurance (other than treaty reinsurance contracts) which fall within class 15.
15
284 Commercial contingency
Contracts of insurance (other than treaty reinsurance contracts) against risk of loss to the person insured attributable to an event not taking place as intended where the persons insured are a body corporate or partnership.
16
 Primary (Direct) and Facultative Aviation, Marine and Transport
330 Total primary (direct) and facultative aviation business (category number 331 to 333 combined). N/A
331 Aviation liability (including liability part of airline packages)
Contracts of insurance (other than treaty reinsurance contracts) against:
11
  (a) damage arising out of, or in connection with, the use of aircraft; or  
  (b) the risks of the persons insured incurring liabilities to third parties, or carrier’s liabilities, arising out of, or in connection with, the use of aircraft.  
  This category excludes contracts that fall within category numbers 332 (Aviation hull) or 333 (space and satellite) and risks relating to use of hovercraft.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
 
332 Aviation hull (including hull part of airline packages)
Contracts of insurance (other than treaty reinsurance contracts) against risks of loss of or damage to aircraft, or the machinery, tackle, furniture or equipment of aircraft.
This category excludes contracts that fall within category number 333 (Space and satellite) and risks relating to use of hovercraft.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
5
333 Space and satellite
Contracts of insurance (other than treaty reinsurance contracts) upon satellites, aircraft or the machinery, tackle, furniture or equipment of satellites or aircraft.
Contracts of insurance (other than treaty reinsurance contracts) against:
5, 11
  (a) damage arising out of or in connection with the use of satellites or aircraft; or  
  (b) the risks of the persons insured incurring liabilities to third parties arising out of or in connection with the use of satellites or aircraft,  
  where any aircraft insured in the contract is intended to transport satellites or to travel to, or be transported to, beyond the earth’s atmosphere.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
 
 
340 Total primary (direct) and facultative marine business
(category numbers 341 to 347 combined).
N/A
341 Marine liability
Contracts of insurance (other than treaty reinsurance contracts) against damage or against the risks of the persons insured incurring liabilities to third parties or carrier’s liabilities, arising out of or in connection with the use of vessels on the sea or on inland water (including hovercraft) and which do not fall within category numbers 342 (Marine hull) or 347 (Yacht).
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
12
342 Marine hull
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to vessels on the sea or on inland water (including hovercraft), or upon the machinery, tackle, furniture or equipment of such vessels, which do not fall within category numbers 346 (war risks) or 347 (yacht).
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
6
343 Energy (on and off-shore)
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property, or against the risks of the persons insured incurring liabilities to third parties, or against risks of loss to the persons insured attributable to interruptions of business carried only them, arising from the undertaking of energy operations on both land and sea.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
6, 8, 9, 12, 13, 16
344 Protection and indemnity
Contracts of insurance (other than treaty reinsurance contracts) against the risks of the persons insured incurring liabilities to third parties for damage to property, injury, illness or death on board vessels on the sea or inland water or at locations associated with the operation of such vessels such as docks, arising from the negligence of the owner of or individuals responsible for the vessels.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
12 
345 Freight demurrage and defence
Contracts of insurance (other than treaty reinsurance contracts) against the risks of loss to the persons insured attributable to their incurring legal expenses (including costs of litigation) arising from loss of or damage to goods during a period of transit that included, or was due to include, transport of the goods via sea or inland water.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
17
346 War risks
Contracts of insurance (other than treaty reinsurance contracts) against loss of or damage to property or mass transportation vehicles arising from war, civil war, revolution, rebellion, insurrection or hostile act by a belligerent power.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.
6
347 Yacht
Contracts of insurance (other than treaty reinsurance contracts) upon vessels on the sea or on inland water.
Contracts of insurance (other than treaty reinsurance contracts) against:
6, 12
  (a) damage arising out of or in connection with the use of vessels on the sea or on inland water, or upon the machinery, tackle, furniture or equipment of such vessels; or  
  (b) the risks of the persons insured incurring liabilities to third parties, arising out of or in connection with the use of vessels on the sea or on inland water,  
  where the vessels insured in the contract are not used for transporting goods or fare-paying passengers.
Contracts of insurance (other than treaty reinsurance contracts) that fall within the definition of category number 114(p) which the insurer elects to allocate to this category.   
 
 
350 Primary (direct) and facultative goods in transit
Contracts of insurance (other than treaty reinsurance contracts) against loss of, or damage to, merchandise, baggage and all other goods in transit, irrespective of the form of transport.
7
 
400 Miscellaneous primary (Direct) and facultative business
Contracts of insurance (other than treaty reinsurance contracts) that, in the reasonable opinion of the insurer’s governing body, do not fall within category numbers 110 to 350 or may mislead users of the return if allocated to one of category numbers 110 to 350.
N/A
 Non-Proportional Reinsurance Treaty Business
500 Total Non-Proportional Reinsurance Treaty Business accepted
(category numbers 510 to 590 combined).
N/A
510 Non-proportional accident & health
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 1 or 2, and do not fall within category numbers 590 or 710(p).
1, 2
520 Non-proportional motor
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 3 or 10, or category number 710(p), and do not fall within category number 590.
3, 10
530 Non-proportional aviation
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 5 or 11, or category number 710(p), and do not fall within category number 590.
5, 11
540 Non-proportional marine
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 6 or 12, or category number 710(p), and do not fall within category number 590.
6, 12
550 Non-proportional transport
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within class 7, and do not fall within category number 590.
7
560 Non-proportional property
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 8 or 9, and do not fall within category number 590.
4, 8, 9
570 Non-proportional liability (non-motor)
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within class 13, and do not fall within category numbers 520, 530, 540 or 590.
13
580 Non-proportional financial lines
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 14, 15, 16, 17 or 18, and do not fall within category number 590.
14, 15, 16, 17, 18
590 Non-proportional aggregate cover
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties or proportional retrocession of non-proportional treaty reinsurance business, which will fall within more than one of category numbers 510 to 580, where no one of these categories accounts for more than 90% of the exposure on the contract.
1 to 18
 Proportional Reinsurance Treaty Business
600 Total Proportional Reinsurance Treaty Business accepted
(category numbers 610 to 690 combined).
N/A
610 Proportional accident & health
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 1 or 2, and do not fall within category numbers 690 or 710(p).
1, 2
620 Proportional motor
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 3 or 10, or category number 710(p) and do not fall within category number 690.
3, 10
630 Proportional aviation
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 5 or 11, or category number 710(p) and do not fall within category number 690.
5, 11
640 Proportional marine
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 6 or 12, or category number 710(p) and do not fall within category number 690.
6, 12
650 Proportional transport
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within class 7 and do not fall within category number 690.
7
660 Proportional property
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 8 or 9 and do not fall within category number 690.
4, 8, 9
670 Proportional liability (excluding motor)
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within class 13 and do not fall within category number 690.
13
680 Proportional financial lines
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within classes 14, 15, 16, 17 or 18 and do not fall within category number 690.
14, 15, 16, 17, 18
690 Proportional aggregate cover (i.e. more than one of the above)
Contracts of insurance, effected or carried out under non-proportional reinsurance treaties other than proportional retrocession of non-proportional treaty reinsurance business, which fall within more than one of the category numbers 610 to 680, where no one of these categories accounts for more than 90% of the exposure on the contract.
1 to 18
 
700 Miscellaneous treaty reinsurance accepted business
Contracts of insurance, effected or carried out under reinsurance treaties that, in the reasonable opinion of the firm’s governing body, do not fall within category numbers 500 or 600 or may mislead users of the return if allocated to one of these categories.
N/A
710(p) Treaty reinsurance passenger accident
Contracts of insurance, effected or carried out under reinsurance treaties against risks of death of, or injury to, passengers which the firm elects to allocate to category numbers 520, 530, 540, 590, 620, 630, 640 or 690 notwithstanding that they would also fall within the definition of category numbers 510 or 610.
 

12.2

01/07/2016

Groups of categories of general insurance business to which categories in 12.1 are to be allocated for the purpose of reporting in the return:

Category NumberPRA general insurance business reporting category
409 Balance of all primary (direct) and facultative business
All direct and facultative insurance business reported in a Form 20 to 25 under category number 002 that is not also reported in the same Form under category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350 and 400.
709 Balance of all treaty reinsurance accepted business
All treaty reinsurance business reported in a Form 20 to 25 under category number 003 that is not also reported in the same Form under category numbers 500, 600 and 700.

12.3

01/07/2016

The following table details the criteria (if any) for whether a Form is required for a category of business:

FormCategory of businessReporting Criteria (if any)
F20 - F25
Technical provisions and profit & loss account
Category number 001 Forms always required
F20 - F25
Technical provisions and profit & loss account
Category numbers 002, 003 Either -
(a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed zero; or
(b) the insurer's gross written premiums in the category of business in the financial year exceed zero.
F20 - F25
Technical provisions and profit & loss account
Category numbers 110, 120, 160, 180, 220, 260, 270, 280, 330, 340, 350, 400, 500, 600, 700 Either -
(a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or
(b) the insurer's gross written premiums in the category of business in the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross written premiums and £1 million.
F20 - F25
Technical provisions and profit & loss account
Category number 409 Some business in category number 002 is not reported on Forms 20 to 25 for category numbers 110 to 400.
F20 - F25
Technical provisions and profit & loss account
Category number 709 Some business in category number 003 is not reported on Forms 20 to 25 for category numbers 500, 600 and 700.
F26 to F29
Results by year of origin for treaties accepted
Category numbers 510 to 590 and 610 to 690 denominated in any one currency.
Category number 700
Either –
(a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or
(b) the insurer's gross written premiums in the category of business in the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross written premiums and £1 million.
F31, F32, F34
Gross results by year of origin for direct and facultative business
Category numbers 331 to 333 and 341 to 350 denominated in any one currency.
Category numbers 111 to 114, 121 to 160, 181 to 187, 221 to 223, 261 to 263, 271 to 274 and 281 to 284 denominated in any one currency carried on in any reporting territory
Category number 400
Either -
(a) the insurer's gross undiscounted provisions in the category of business at the end of the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross undiscounted provisions and £1 million; or
(b) the insurer's gross written premiums in the category of business in the financial year exceed:
(i) £100m; or
(ii) the higher of 5% of the insurer's total gross written premiums and £1 million.

12.4

01/07/2016

For the purposes of column 2 of the table in 12.3:

  1. (1) a currency in which a contract of insurance is denominated is:
    1. (a) the currency in which the contract requires settlement of claims or the  successor to that currency;
    2. (b) the currency in which the firm records claim payments under the contract, if the contract permits settlement of claims in more than one currency or if it is the firm’s internal practice to convert claim payments to that currency; or
    3. (c) the currency in which the firm maintains records of the development of premiums or claims under the contract in order to determine the technical provisions.

12.5

01/07/2016

A list of currency codes and country codes required for Forms 26 to 29, 31, 32 and 34 is as follows:

COUNTRY CODE CURRENCY CODE
Afghanistan    QS Afghani AFN
Albania CE Albanian Lek ALL
Algeria KA Algerian dinar DZD
Andorra CG Euro EUR
Angola MT Kwanza AOA
Anguilla GY East Caribbean Dollar XCD
Antigua and Barbuda GP East Caribbean Dollar XCD
Argentina JA Argentine Peso ARS
Armenia RB Armenian dram AMD
Aruba GM Aruban guilder AWG
Australia EA Australian Dollar AUD
Austria BL Euro EUR
Azerbaijan RC Azerbaijani menat AZN
Bahamas GD Bahamian dollar BSD
Bahrain PN Bahraini dinar BHD
Bangladesh QA Taka BDT
Barbados GA Barbadian dollar BBD
Belarus RD Belarusian ruble BYR
Belgium BD Euro EUR
Belize HH Belizean dollar BZD
Benin LK CFA franc (BCEAO) XOF
Bermuda GE Bermudian dollar BMD
Bhutan QX Nguktrum/Indian rupee BTN
Bolivia JL Boliviano BOB
Bosnia and Herzegovina CH Marka BAM
Botswana MG Pula BWP
Brazil JC Real BRL
Brunei QY Bruneian Dollar BND
Bulgaria CD Lev BGN
Burkina FASO LL CFA franc (BCEAO) XOF
Burundi MW Burundi franc BIF
Cambodia QU Riel KHR
Cameroon MV CFA Franc (BEAC) XAF
Canada FA Canadian dollar CAD
Cape Verde LM Cape Verdean escudo CVE
Cayman Islands KY Cayman Island Dollar KYD
Central African Republic MY CFA franc (BCEA) XAF
Chad NA CFA franc (BCEA) XAF
Channel Islands BA British Pound GBP
Chile JB Chilean peso CLP
China (Taiwan) QQ New Taiwan dollar TWD
China, Peoples Republic of QJ Renminbi yuan CNY
Christmas Island ET Australian dollar AUD
Cocos Island EU Australian dollar AUD
Columbia JD Columbian peso COP
Comoros MX Comoran franc KMF
Congo, Democratic Republic of MM Congolese franc CDF
Congo, (Republic of) MU CFA franc BEAC XAF
Cook Islands EV New Zealand dollar NZD
Costa Rica HF Costa Rican colon CRC
Croatia CJ Kuna HRK
Cuba GJ Cuban peso CUP
Cyprus DA Euro EUR
Czech Republic CP Czech koruna CZK
Denmark BE Danish krone DKK
Djibouti NB Dijboutian franc DJF
Dominica GR East Caribbean Dollar XCD
Dominican Republic GF Dominican peso DOP
Ecuador JF U.S. Dollar USD
Egypt KE Egyptian pound EGP
El Salvador HB Salvadoran colon SVC
England AC British Pound GBP
Equatorial Guinea NC CFA franc (BCEA) XAF
Eritrea NK Nakfa ERN
Estonia RE Euro EUR
Ethopia MP Birr ETB
European Currencies, Weighted Average of CZ European Currencies, Weighted Average of XBA
European Currency Unit CY European Currency Unit XEU
Falkland Islands AZ Falkland Islands Pound FKP
Faro Islands CT Danish Krone DKK
Fiji EC Fijian dollar FJD
Finland BR Euro EUR
France BF Euro EUR
French Guiana JK Euro EUR
French Polynesia EY CFP Franc XPF
Gabon ND CFA franc (BCEA) XAF
Gambia, The LA Dalasi GMD
Georgia RF  Iari GEL
Germany BK Euro EUR
Ghana LB Cedi GHS
Gibraltar DB Gibraltar pound GIP
Grand Cayman Islands GW  Caymanian Dollar KYV
Greece BN Euro EUR
Greenland CS Danish krone DKK
Grenada GQ East Caribbean Dollar XCD
Guam RW US dollar USD
Guatemala HD Quetzal QTQ
Guinea LN Guinean franc GNF
Guinea-Bissau LP CFA franc (BCEAO) XOF
Guyana JH Guyanese dollar GYD
Haiti GK Gourde HTG
Honduras HC Lempira HNL
Hong Kong QE Hong Kong dollar HKD
Hungary CC Hungarian forint HUF
Iceland BU Icelandic krona ISK
India QB Indian rupee INR
Indonesia QM Indonesian rupiah IDR
Iran PB Iranian rial IRR
Iraq PJ Iraqi dinar IQD
Irish Republic BC Euro EUR
Isle of Man BB British pound GBP
Israel PC New Israeli shekel ILS
Italy BG Euro EUR
Ivory Coast LH CRA franc (BCEAO) XOF
Jamaica GB Jamaican dollar JMD
Japan QK Yen JPY
Jordan PL Jordanian dinar JOD
Kazakhstan RG Tenge KZT
Kenya MA Kenyan shilling KES
Kiribati ED Australian dollar AUD
Korea, South QR South Korea won KRW
Korea, North QP North Korean won KPW
Kuwait PD Kuwaiti dinar KWD
Kyrgz, republic of (Krygyzstan) RV Kyrgyzstani som KGS
Laos RT Kip LAK
Latvia RJ Latvian lat LVL
Lebanon PE Lebanese pound LBP
Lesotho MH Lesotho Loti LSL
Liberia LG Liberian dollar LRD
Libya KD Libyan dinar LYD
Liechtenstein CK Swiss Franc CHF
Lithuania RK Litas LTL
Luxembourg BH Euro EUR
Macau QD Pataca MOP
Macedonia BZ Denars MKD
Madagascar MS Malagasy franc MGF
Malawi MD Malawian kwacha MWK
Malaysia QF ringgit MYR
Maldives RU Rufiyaa MVR
Mali LE CFA franc (BCEAO) XOF
Malta DC Euro EUR
Marshall Islands EM US dollar USD
Mauritania LS Ouguiya MRO
Mauritius ML Mauritian rupee MUR
Mexico HA Mexican peso MXN
Micronesia EN US Dollar USD
Moldova RL Moldovan leu MDL
Monaco CF Euro EUR
Mongolia RM Todrog/tugrik MNT
Montenegro ME Euro EUR
Monserrat GS East Caribbean Dollar XCD
Morocco KB Moroccan dirham MAD
Mozambique MR Metical MZN
Myanmar QH Myanmar kyat MMK
Namibia NE Namibian dollar NAD
Nauru EE Australian dollar AUD
Nepal QT Nepalese rupee NPR
Netherlands BJ Euro EUR
Netherlands Antilles GX Netherlands Antillean guilder ANG
New Caledonia EZ CFP Franc XPF
New Zealand EB New Zealand Dollar NZD
Nicaragua HE Gold Cordoba NIO
Niger NF CFA franc (BCEAO) XOF
Nigeria LC Faira NGN
Niue ER New Zealand dollar NZD
Norfolk Island ES Australian dollar AUD
Northern Ireland AF British pound GBP
Norway BS Norwegian krone NOK
Oman PP Omani rial OMR
Pakistan QC Pakistani rupee PKR
Palau EP US dollar USD
Panama HG Panama dollar PAB
Papua New Guinea EF kina PGK
Paraguay JM Guarani PYG
Peru JG Nevo sol PEN
Philippines QL Philippine peso  PHP
Pitcairn Islands EX New Zealand dollar NZD
Poland BV Zloty PLN
Portugal BP Euro EUR
Puerto Rico GG US dollar USD
Qatar PG Qatari riyal QAR
Romania BW Leu RON
Russia RN Rouble RUB
Rwanda NG Rwandan franc RWF
Samoa EL Samoa tala WST
San Marino CL Euro EUR
Sao Tome and Principle LQ Dobra STD
Saudi Arabia PF Saudi riyal SAR
Scotland AE British pound GBP
Senegal LJ CFA franc (BCEAO) XOF
Serbia RS Dinar RSD
Seychelles NH Seychelles rupee SCR
Sierra Leone LD Leone SLL
Singapore QG Singapore dollar SGD
Slovakia CQ Euro EUR
Slovenia CM Euro EUR
Solomon Islands EG Solomon Islands dollar SBD
Somalia MQ Somali shilling SOS
South Africa MK South African Rand ZAR
Spain BQ Euro EUR
Sri Lanka QZ Sri Lankan rupee LKR
St Helena and Dependencies NJ British pound GBP
St KittsNevis GT East Caribbean dollar XCD
St Lucia GV East Caribbean dollar XCD
St Martin GN Netherlands Antillean guilder / Euro ANG/EUR
St Vincent and the Grenadines GU East Caribbean Dollar XCD
Sudan MN Sudanese dinar SDG
Surinam JJ Surinamese guilder SRG
Svalbard BX Norwegian krone NOK
Swaziland MJ Waziland lilangeni SZL
Sweden BT Swedish krona SEK
Switzerland BM Swiss franc CHF
Syria PK Syrian pound SYP
Tahiti QV CFP Franc XPF
Tajikistan RP Somoni TJS
Tanzania MC Tanzanian shilling TZS
Thailand QN Bhat THB
Togo LR CFA franc (BCEAO) XOF
Tolelau EQ New Zealand dollar NZD
Tonga EH Pa’amda TOP
Trinidad and Tobago GC Trinidad and Tobago dollar TTD
Tunisia KC Tunisian dinar TND
Turkey PA Turkish lira TRY
Turkenistan RQ Turkmen manta TMT
Turks &Caicos Islands GZ US dollar USD
Tuvalu EJ Australian dollar AUD
Uganda MB Ugandan shilling UGX
Ukraine RR Hryvnia UAH
United Arab Emirates PH Emirati dirham AED
United Kingdom AA British pound GBP
Uruguay JN Uruguayan peso UYU
USA FB US dollar US
Uzbekistan RS Uzbekistani sum UZS
Vanuata EK Vatu VUV
Vatican City CN Euro EUR
Venezuela JE Venezuelan Bolivar VEF
Vietnam QW Dong VND
Virgin Islands GH US dollar USD
Wales AD British pound GBP
Wallis and Futuna EW CFP Franc XPF
Western Sahara KF Moroccan dirham MAD
Yemen PM Yemeni rial YER
Zambia ME Zambian kwacha ZMW
Zimbabwe MF Zimbabwean dollar ZWD

12.6

01/07/2016

The reporting territory codes required for Forms 30, 31, 32 and 34 must be in accordance with the following:

Reporting territoryCode
General insurance business carried on in the UK that is not home foreign business AA
home foreign business AB
General insurance business carried on outside the UK XX
World wide WW

12.7

01/07/2016

The groups of classes of general insurance business are as follows:

NumberDescriptionNature of business
1 Accident and health Classes 1 and 2
2 Motor Class 1 (to the extent that the relevant risks are risks of the person insured sustaining injury, or dying, as the result of travelling as a passenger) and classes 3, 7 and 10
3 Marine and transport Class 1 (to the said extent) and classes 4, 6, 7 and 12.
4 Aviation Class 1 (to the said extent) and classes 5, 7 and 11.
5 Fire and other damage to property Classes 8 and 9
6 Liability Classes 10, 11, 12 and 13
7 Credit and suretyship Classes 14 and 15
8 General All Classes